It’s the New Year! It’s the time of the “clean slate.” This is when we can mentally start over and vow to make better, healthier decisions in our lives. Many people resolve to hit the gym, eat a healthier diet, spend more time with family and friends, or any number of small improvements.

These are great ideas, but how often do we actually keep them up throughout the whole year and beyond?

This year, I encourage you to try something different. Vow to make a lasting change.

While that may sound intimidating, it doesn’t have to be an enormous change. A small, meaningful life alteration can be just as significant (if not more) than making a big change for just a handful of months.

To me, resolutions should be something significant, something that will set you down a better life path. Think about the three areas of Self-Wealth: Purpose, Security, and Hope. What area could use a little boost? Are you struggling to find your purpose within your work? Are you having a hard time with some financial-related areas?

Consider what area you’d like to improve upon and start small.

Maybe you decide to focus on Security and vow to add a certain amount of money to a designated retirement fund each month. Maybe you’d like to focus on Hope and prepare for a more sunny future by allocating money to a specific savings account each month. Or maybe you’re feeling listless and lacking Purpose and would like to make some healthy career changes.

No matter your area of focus, you can start with one or two minor actions this year, and then build upon those actions as you go along. Just make sure it’s sustainable! Create an action plan for yourself and reward yourself when you reach milestones. That way, you’ll have the energy and motivation to keep going.

If you’d like additional help in reaching and sticking with your goals, enlist the help of your support system—your family members and close friends who can check in every once in a while to make sure you’re still sticking with your goals. Plus, you might inspire them to make meaningful changes of their own.

As we take our first steps into the New Year, take the time to pause, reflect, and consider the big picture. Let’s make meaningful change this year!


If you’d like to discuss your personal financial goals in more detail, please get in touch.

28 thoughts on “Bigger Than a Resolution

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