For many people, college is a daunting prospect. In addition to being academically challenging, it can also put a strain on students’ (and families’) personal finances. Between 1980 and 2022, […]
5 Scarily Easy Ways to Accumulate Debt
It’s officially “spooky season,” but there are scarier things than goblins, ghouls, and vampires. As a financial advisor, one of the truly frightening things I encounter is people in tough […]
Preparing Financially for a Longer Life
The great news is, people (in general) are living longer, healthier lives. The bad news is, those long lives require a good deal of long-term planning, and many of us […]
Give Your Child Wings to Achieve Financial Independence
When I was young, there was no such thing as “helicopter parents.” We roamed around, rode our bikes everywhere, and returned home for dinner. We were also expected to work […]
5 Ways to Spend Wisely During Winter
In the upper Midwest, winter is still very much upon us. We have at least a couple more months of cold and snow, which tends to zap our energy and […]
Reasons to Be Optimistic About the Economy in 2023
Much of my job as a financial advisor is to be a voice of reason—a calming presence. I do not find this role difficult because I truly believe what I […]
Frugal Living and Gratitude For What You Already Have
Trends come and go (quiet quitting, anyone?), but one trend that I hope will stick around is frugal living. Younger generations are increasingly embracing frugal lifestyles, and are making headlines by […]
Don’t Panic! The Supply Chain is Fine
One of the themes that crops up from time to time in my blog posts is the theme of media sensationalism. When it comes to economic and financial news, it’s […]
RETHINK Instead of RESIGN
Over the last year, millions of American workers have left their jobs. This phenomenon, widely know as the Great Resignation, has employers in a panic. With a definite worker shortage, […]
4 Ways Empathy Leads to Success
It can be easy to reduce the concept of empathy to a vague value that you were taught since kindergarten. Having empathy means having the ability to understand another’s feelings […]