You’ve probably heard something along the lines of “If you want to get along with others, don’t talk about politics or religion.” For most people, a third topic could be […]
5 Scarily Easy Ways to Accumulate Debt
It’s officially “spooky season,” but there are scarier things than goblins, ghouls, and vampires. As a financial advisor, one of the truly frightening things I encounter is people in tough […]
Why Retirement Can Feel Like Grieving
Retirement is something that people generally look forward to—all that freedom to do whatever you want! You can pick up an old hobby or learn a new skill. You can […]
Preparing Financially for a Longer Life
The great news is, people (in general) are living longer, healthier lives. The bad news is, those long lives require a good deal of long-term planning, and many of us […]
Why Trust the S&P 500?
Let me begin this post by saying yes, I do trust the S&P (Standard & Poor’s) 500 Index (with a certain amount of caution, of course). But why? Why is […]
Financially Preparation is a Gift to Those You Leave Behind
No one likes to think about their own mortality. That goes against all the advice books on happiness that tell us to “live in the moment” or “don’t worry about […]
Why Long-Term Investors Are NOT Panicking
Market forecasters predicted that the past few years were going to be a catastrophe, and they were wrong. If you had listened to the doom-and-gloom forecasters at the beginning of […]
When Spouses Have Different Retirement Goals…
It happens more often than you might think. A couple will sit down with me to discuss their retirement goals and dreams…and they’ll realize that their visions are very different. […]
5 Ways to Spend Wisely During Winter
In the upper Midwest, winter is still very much upon us. We have at least a couple more months of cold and snow, which tends to zap our energy and […]
Daily Financial Planning for College Students
The semester is relatively new, and college students are easing back into their classes and life as usual. With so much on a typical student’s plate—studying, attending classes, extracurriculars, socializing—it […]