For many people, change is scary. It represents a step into the unknown, or a departure from norms and routines. Change might make us feel uncomfortable, uncertain, frustrated, or even depressed. But change can also be a good thing! It could mean developing better habits, stepping away from a toxic job or relationship, or trying something new. As we enter a brand-new year, let’s talk about welcoming change into our lives…

A little over five years ago, I struck out on my own to found Enspyre Wealth Advisors. Up until that point, I had always worked for other people and other companies. Though I had thirty years of experience as a financial planner and advisor, I had never run my own business. The prospect of doing so was daunting, but I also knew that this was the next logical step in my career. So, I went about laying the groundwork for a new financial planning business—one I could call my own.

Fast forward to today, and both myself and Enspyre are thriving. I enjoy being my own boss and running the business in alignment with my own perspectives and values. I have a wonderful support team, and a great group of clients. All this was possible because I dared to embrace the unknown and make a major life change.

There’s an old, flippant saying that goes, “Nothing in life is certain besides death and taxes.” While the saying is meant to be funny, there is a kernel of truth in it. Life is constantly in motion, things happen, and change is inevitable. Even things we see as constant have a way of changing. You might become unhappy in your career, your relationship, your home state (or country), or your current house…and then what? Do you dig in your heels and resist? Or do you embrace the possibility of a transition in life and figure out how to move forward?

If you’re on the brink of a major change, I suggest taking a few intentional steps:

Reflect

Before making a significant leap, it’s a good idea to reflect on what you’re about to do. Try spending some time journaling or jotting down notes. Talk to trusted friends or family members to gain new perspectives. Some of the questions you might ask yourself or others include:

  • How could making a particular change affect your life?
  • What are the potential positive outcomes?
  • What about the negative ones?
  • Do the rewards seem to outweigh the risks?
  • What is holding you back?

Map It Out

Once you decide to move forward, the planning can begin! While I personally enjoy and find value in planning, I know other people are more impulsive and want to rush through this stage as quickly as possible. For those, I suggest slowing down and taking time to do the necessary research and planning. If you’re thinking about moving across the country, for example, the last thing you want is to end up hating your new home. Instead, research the area, talk to others who live (or have lived) there, and visit the location a couple of times before forging ahead.

Have Hope

One of the three pillars of my Self-Wealth concept is Hope (along with Security and Purpose). Hope may seem like a “warm fuzzy” term that doesn’t mean much, but that is simply not true. Hope is a powerful force that propels us forward, gives us the courage to try new things, and lifts our spirits. For athletes and psychologists alike, it is well known that if you visualize a positive outcome, it is more likely to happen. The ball will go through the hoop; the downhill skier will execute a perfect run.

The same is true when dealing with change. If you fight it, resist, and only think of the negative aspects, you’re setting yourself up to fail. Instead, I encourage you to be hopeful, imagine positive outcomes, and embrace change. A major life change does not have to be scary or anxiety-inducing. Rather, it can be an opportunity to learn, grow, and recalibrate your life’s path in a positive direction.

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