Today, it’s almost a given. You need some kind of higher education to even be considered for many jobs. But are we setting an artificially high bar? And does […]
How will the Fed’s rate hike affect YOU?
When people hear about the Federal Reserve raising interest rates, they often start to get nervous. They wonder how a rate hike might affect them, or their children. They may […]
6 Alternatives to Pulling from Your Retirement Fund
My last post addressed the dangers of pulling from your retirement fund before reaching the prescribed retirement age (typically 59 ½). In short, withdrawing from a 401(k) can be a […]
The dangers of pulling from your retirement fund
Not much causes my heart to race like when one of my clients asks me about pulling money from their retirement fund. Even though it seems like a simple endeavor […]
How strong is your safety net?
Life happens. Unexpected incidents, whether good or bad, can arise at any time and put our finances to the test. Maybe your company is struggling and you get laid off. […]
Play Vs. Savings: What will you do with your tax refund?
It’s tax season. For some folks, that means a significant refund is heading their way. When we find ourselves with a little extra cash on hand, it’s tempting to spend […]
Overcoming Short-Term Thinking
In some Native American tribes, it is advised that every person should consider how the next seven generations will be impacted by their decisions. What ripple (good or bad) might […]
Oh, those Joneses!
Happy Thanksgiving everyone! In my last post I talked about the importance of gratitude. This week, I’m going to twist that theme a bit and talk about an old saying, […]
Saving for…what?
A few of my recent blog posts have addressed methods for tracking your spending and rethinking your emergency fund. These are both important steps toward achieving financial freedom and transitioning […]
Rethink Your Emergency Fund
Unfortunately, many people seek guidance from a financial planner when they are struck by a crisis. Maybe their home has been damaged by a storm or they just accumulated some […]